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  • Whole Life

  • Whole Life is permanent insurance and comes in many varieties, but the most popular is level-premium, level death benefit insurance. The greatest advantage of whole life insurance is its guarantees. In other words, as long as the policy owner pays his or her premiums, the policy is guaranteed to be there. You also have the option of purchasing whole life insurance with a single deposit. The cash values of a whole life policy may be available to the policy owner via policy loans or if the policy is surrendered by the policy owner.

    With its strong guarantees, whole life insurance is good for the person who wants to be sure the policy is there, regardless of when death occurs.

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