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  • Personal Auto Insurance

  • Looking for auto coverage? Yep, we cover auto!

    Preparing for the unexpected isn't only a financial decision.

    At Farm Bureau Insurance, we don’t cut corners. We believe in a personal customer service experience, and that’s why our agents live and work in your community. We are committed to our customers, and only serve the residents of Michigan. With nearly 450 agents in Michigan—each serving their local area—we are prepared to try and help when the unexpected happens.

    Our personal auto insurance can provide quality protection and superior coverage for your entire family. Most importantly, our personal auto coverage can help protect the most precious cargo of all: your passengers. Travel to your destinations without stress of the unexpected with our personal auto insurance. Whether it's a family vacation to the U.P. or a day trip to Detroit, our insurance products can provide the coverage you need.

    Auto Insurance Discounts

    Everyone wants to pay less for their auto coverage, easy enough. Except, having a lower car insurance premium isn't as important if it means you're an underinsured motorists. So paying less without reducing insurance coverage is crucial, enter our auto policy discounts!

    SmartPay Bill Discount

    Pay your premium all at once, or use our EFT option, and you can be rewarded with a discount on your policy premium.

    Multi-Car Credit

    When you bundle with us you save more! If you insure two, or more, private passenger automobiles you may qualify for this credit.

    Safe Drivers Credit

    We think having a good driving records should pay off. You could receive a Safe Driver discount credit as long as you maintain an accident and citation free driving record.

    Vehicle Safety Features Credit

    Safety pays in multiple ways - having modern safety features means saving lives and money. Vehicles equipped with air-bags, anti-lock brakes and anti-theft devices may qualify.

    Multi-Policy Credit

    If you have multiple insurance policies with us you could be eligible to save even more. Having a Auto policy combined with any other policy—Homeowners, Lake Estate®, Farmowners, Country Estate or Mobile Homeowners—may make you eligible to receive a Multi-Policy Credit.

     

    Why Farm Bureau Insurance for Auto

    Member Benefits that don’t end at discounted rates

    Welcome to the Farm Bureau Insurance family. Here you're more than a customer, you're a member. Every Michigan Farm Bureau membership comes with a range of great benefits with something for everyone. From Road Services—like towing, tire changes, or jumpstarts—to our Partner discounts, like Hotels, Event tickets and more.

    Customizable coverage to extend your safety net

    With the help of our agents you can build a policy tailored to you! Our personal auto insurance provides an array of optional coverage items to build the perfect policy. Call your agent today to talk about all of these options.

    Optional coverages include:

    • Limited Property Damage Liability (Mini-Tort Liability Protection)
    • Comprehensive Coverage
    • Limited Collision Protection
    • Regular Collision Protection
    • Broadened Collision Protection
    • Uninsured Motorist
    • Underinsured Motorist
    • Emergency Road Service
    • Rental Reimbursement Coverage
    • Electronic Equipment Coverage
    • Coverage for tapes, CDs, and other media
    • Custom Furnishings and Equipment
    • Travel Interruption Coverage
    • Farmer Replacement Labor
    • Replacement Cost Coverage

    Contact your Farm Bureau Insurance agent for more information on insurance products from Farm Bureau Insurance of Michigan.

    The product information included in the Farm Bureau Insurance of Michigan web site is intended for Michigan residents only, and is neither an offer to sell nor an invitation to purchase any insurance product.

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Credits and Discounts

With Michigan's Insurance Company you can cut your insurance bills without cutting your coverage with our Multi-Policy Credit. Talk to an agent to learn more.
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Service Center

Print auto certificates of insurance, view policy details, pay bills, request changes and more. Discover the benefits of creating an account.
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Member Benefits

Save on travel, theme parks, hotels and so much more. Learn about the value of being a Farm Bureau member.
Member Benefits
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