Insurance 101

Related Information

  • Use Candles Safely

  • Candles cause an estimated 15,600 fires in residential structures, 150 deaths, 1,270 injuries, and $539 million in estimated direct property damage each year. And, the majority of candle fires result from human error and negligence. 

    • Over half (55%) of home candle fires start because the candle is too close to some combustible material. 
    • More candle fires (38%) begin in the bedroom than in any other room. 
    • Falling asleep is a factor in 12% of home candle fires and 26% of the associated deaths. 
    • Half of all civilian candle fire deaths occur between Midnight and 6am. 
    • December is the peak month for candle fires; Christmas is the peak day. 
    • Young children and older adults have the highest death risk from candle fires. 
    • The risk of a fatal candle fire appears higher when candles are used for light.

    Candle Fire Safety Tips 

    • Avoid using lighted candles. 
    • If you do use candles, ensure they are in sturdy metal, glass, or ceramic holders and placed where they cannot be easily knocked down. 
    • Set a good example by using matches, lighters, and fire carefully. 
    • Children should never be allowed to play with matches, lighters or candles. 
    • Never put candles on a Christmas tree. 
    • Extinguish candles after use. 
    • And never leave burning candles unattended! 

    Source: National Fire Protection Association (NFPA) - Candle Fires, September 2007. 


Auto Insurance

Life Insurance

Home Insurance

Farm Insurance

Business Insurance

Credits and Discounts

With Michigan's Insurance Company you can cut your insurance bills without cutting your coverage with our Multi-Policy Credit. Talk to an agent to learn more.
Locate an Agent

Service Center

Print auto certificates of insurance, view policy details, pay bills, request changes and more. Discover the benefits of creating an account.
Service Center

Member Benefits

Save on travel, theme parks, hotels and so much more. Learn about the value of being a Farm Bureau member.
Member Benefits
You have indicated you wanted to make changes to your policy, but you did not submit the changes to your agent. Leaving this page means your changes will not be submitted.

Changes must be submitted to your agent before the request is considered complete. You may request that your Agent provide you with a quote before submitting the changes.

We have noticed that your browsing session has been inactive for a while, if you would like to continue working, please indicate by clicking the button below, otherwise for protection of your data, you will automatically be logged out in seconds

v88.0.7690.16151, 1/20/2021 8:58 AM