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FB Premier Whole Life

FB Premier Whole Life is traditional whole life insurance. Since it is a level premium policy, FB Premier Whole Life guarantees that the premium you pay will never increase. Your cash value will grow by a guaranteed amount, and is not subject to fluctuations in interest rates. As with any cash value life insurance policy, you can have access to this fund through low-interest policy loans.

Here are some of the benefits of the FB Premier Whole Life:
  • The increase each year in the cash value is not currently taxable.
  • The entire death benefit is income tax-free to the insured's beneficiary, subject to policy minimums and IRS guidelines.
  • The death benefits can avoid probate charges if payable to a named beneficiary.
  • The policy loan interest rate is guaranteed.
  • The policy is assignable at the desire of the owner.
With FB Premier Whole Life you can take advantage of a variety of optional coverages to make your policy meet your specific needs. Some of the options include:
  • Paid-Up Additions Rider
  • Waiver of Premium Rider
  • Base Insured Term Rider
  • Additional Insured Term Rider
  • Children's Rider
  • Accelerated Death Benefit Rider
  • Accidental Death Rider
When you want great performance and guaranteed life insurance, choose FB Premier Whole Life.

Contact your Farm Bureau Insurance agent for more information.

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The product information included in the Farm Bureau Insurance of Michigan web site is intended for Michigan residents only, and is neither an offer to sell nor an invitation to purchase any insurance product.


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