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Farm Bureau Insurance of Michigan

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Homeowners

Protection for Your Home
The Homeowners policy from Farm Bureau General Insurance Company of Michigan is a comprehensive package policy designed to protect the private owner-occupied homeowner against financial losses related to the home and its contents. Liability coverage pays for negligence on the part of the homeowner which results in bodily injury to others or property damage.

We offer the following loss settlement coverage options:
  • Guaranteed Replacement Cost
  • Extended Replacement Cost
  • Replacement Cost
  • Repair Cost
  • Actual Cash Value
Credits available under the Homeowners Policy include:
  • FB Welcome Credit
  • Mature Insured Credit
  • Non-Smoker Credit
  • Protective Device Credit
  • Renovated Home Credit
  • New Home Credit
  • Multi-Policy Credit
  • Loss-Free Continuous Coverage Credit
Optional Coverages under the Homeowners Policy include:
  • Replacement Cost coverage
  • Ordinance and Law
  • Residential Glass
  • Business Pursuits
  • Personal Injury
  • Loss Assessment
  • Water Back-up and Sump Overflow
  • Snowmobile and Recreational Vehicle Liability Coverage
Contact your Farm Bureau Insurance agent for more information.


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The product information included in the Farm Bureau Insurance of Michigan web site is intended for Michigan residents only, and is neither an offer to sell nor an invitation to purchase any insurance product.


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