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It’s time to look at your life insurance coverage Overall Michigan traffic fatalities decline—but young-driver fatalities rise Gardening: Don’t think too big 10 reasons to choose a fixed annuity from Farm Bureau Life Ask your Farm Bureau Insurance agent about... Estate and Retirement Planning News Related Links Other E-Newsletters E-Newsletter Subscription It’s time to look at your life insurance coverage How often should you review your life insurance coverage? A common misconception is that you only need to review your life insurance needs when big milestones occur--like getting married or having a child. In fact, there a many reasons why you might need to adjust the amount and type of life insurance you own: earning a raise, for example, taking on debt, or having to care for a family member. That's why it’s a good idea to re-examine your life insurance needs at least once a year--and certainly when big life events occur. Your Farm Bureau Insurance agent can help you make sure you have the protection you need at a price you can afford. Overall Michigan traffic fatalities decline—but young-driver fatalities rise The State Police report that the number of fatal traffic crashes in Michigan dropped slightly from 1,002 in 2006 to 987 in 2007, even though the total number of crashes increased by 3 percent. The decline in fatalities did not apply, however, to young drivers. In the 16-20 age group, fatalities increased significantly, from 188 in 2006 to 227 in 2007. Gardening: Don’t think too big Some people garden for a year or two and then quit, citing a variety of reasons: not enough time, too much work, pest or disease problems, or bad weather. In other words, poor results, often with a foundation of unrealistic expectations. “People often jump into gardening on too large a scale,” says Mary McClellan, Extension Master Gardener program coordinator at Michigan State University. “Someone who might have done just fine with a few containers on the deck or a 10-by-10-foot plot, a trowel, and a hoe, jumps instead into a 100-by-50-foot vegetable garden and flower beds lining a 40-foot driveway. Trying to keep up with the weeding, fending off the beetles, caterpillars, rabbits and deer, watering and fertilizing, harvesting and preserving, or giving away the produce turns the whole business into just another overwhelming demand, a stress-creator and guilt-generator rather than a fulfilling pastime.” To avoid that trap, McClellan says, garden small. Figure out how much space you can handle--and plant half that much. “A small garden that you feel good about is better for you than a big garden that’s more than you can handle,” she says. “It’s more likely to provide the benefits you’re looking for and live up to your expectations. If, at the end of the growing season, you wish you’d planted more and you know you will next year, you’re on your way to years of gardening enjoyment and good memories.” 10 reasons to choose a fixed annuity from Farm Bureau Life
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The product information included in the Farm Bureau Insurance of Michigan web site is intended for Michigan residents only, and is neither an offer to sell nor an invitation to purchase any insurance product. |
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