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E-Newsletters: Interest Rates for Life Insurance/Annuities Issue #137: September 1, 2010 The interest rates we are currently crediting on the products shown below reflect the annual effective yield as of September 1, 2010 . All products are available in the state of Michigan only. For product limitations and complete details, contact your Farm Bureau Insurance agent, or call 1-800-292-2680. Flexible Premium Annuities (Roth, IRA, etc.) Single Premium Deferred Annuity Universal Life Estate and Retirement Planning News Understanding Life Insurance Related Links Other E-Newsletters E-Newsletter Subscription For more information on these life insurance policies, annuities, and interest rates please contact your Farm Bureau Insurance agent. Flexible Premium Annuities: [Forms #LP119(9-98) and #LP120(9-98)] 3.00% The interest rate quoted here is the current annual effective yield. A new rate may be declared at any time. Interest is credited daily and compounded annually. The minimum interest rate guaranteed in the current contract is 3%.◊ ◊ If you have an older contract, your guaranteed minimum interest rate may be different than the current rate. For more product information..... Accumulator (Personal Savings) Keogh Plan IRA (Regular) Roth IRA SEP - IRA SIMPLE IRA Tax Sheltered Annuity Asterisk (*) indicates rate change from previous month. Single Premium Deferred Annuities: [Forms #LP117(9-98) and #LP118(9-98)] The interest rates quoted here are the current annual effective yield. Interest is credited daily and compounded annually. Depending on the single premium paid and the period selected, the rate is guaranteed for the initial one, three, or five years of the policy. Thereafter, a new current interest rate will be declared. The minimum interest rate guaranteed in the current contract is 3%.◊ ◊ If you have an older contract, your guaranteed minimum interest rate may be different than the current rate.. Initial interest guaranteed period Single Premium 1 Year 3 Year 5 Year $5,000 - $19,999 3.00% 3.00% 3.00% $20,000 - $250,000 3.00% 3.00% 3.25% For more product information..... Single Premium Deferred Annuity Qualified Single Premium Deferred Annuity Asterisk (*) indicates rate change from previous month. Universal Life: [Form #LP141(10-08)] 4.50% For more product information..... FB Cornerstone UL The interest rate quoted here is the current annual effective yield. A new rate may be declared at any time. Interest is credited daily and compounded annually. The minimum interest rate guaranteed in the current contract is 4.0%.◊ ◊ If you have an older contract, your guaranteed minimum interest rate may be different than the current rate.. Asterisk (*) indicates rate change from previous month. Related Links: Life Insurance and Annuities including... Universal Life Whole Life Insurance Term Insurance Payout Annuity Single Premium Deferred Annuity Flexible Premium Annuity Qualified Flexible Premium Deferred Annuity The product information included in the Farm Bureau Insurance of Michigan web site is intended for Michigan residents only, and is neither an offer to sell nor an invitation to purchase any insurance product.

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